LIC is the largest policy house in India. It is owned by the Government of India, and has its headquarters in Mumbai, Maharashtra. It was established in 1818 by Bipin Behari Dasgupta, and others. From then on LIC has grown leaps and bounds to reach its current status as the market leader in its industry.

Today almost everybody owns a Mobile phone, and hence the prevalence of using SMS to gain information about myriad different things has grown substantially. If you are a LIC policy holder like me then you will be happy to know that you can now even check your LIC Policy status though your mobile phone via SMS.

You can get your LIC policy status and other information via SMS by sending SMS to 56767877. Your SMS will be charged as per your mobile operator and selected plan. However generally SMS to special number like that used by LIC are charged art higher rate by operators, ranging from Rs 3 -10/-, so unless absolutely necessary refrain from checking your LIC policy status through SMS.

A cheaper way to do this is to check your LIC policy status via phone, or to check your LIC policy status online. Details for which you can find in the respective post I have done about them.

Now back to the process of checking your LIC policy status through SMS. The codes vary depending on whether you want to enquire about the LIC policy status of an individual policy or that of a Pension plan.

How to check LIC policy status via SMS

Send SMS with your LIC policy number and desired code to 56767855

For Individual LIC policy enquiry through SMS:

Type the following in your mobile message box:
ASKLIC < POLICY NO > Desired code

  • To know your installment Premium :- ASKLIC < POLICY NO > PREMIUM
  • If your policy has lapsed, to know your revival amount: ASKLIC < POLICY NO > REVIVAL
  • To know the amount of bonus vested for your policy:- ASKLIC < POLICY NO > BONUS
  • To know the amount of loan you can avail against your LIC policy:- ASKLIC < POLICY NO > LOAN
  • To know the nomination details for your LIC Policy:- ASKLIC < POLICY NO > NOM

Send SMS to – 56767877

For LIC Pension policy enquiry through SMS:

For Pension Policies, the SMS number remains the same, that is: – 56767877, however the SMS codes vary slightly. Here’s the code you can use to enquire about your LIC Pension Policy through SMS –

Type: LIC Pension [STAT /ECDUE/ANNPD/PDTHRU/AMOUNT/CHQRET]

Enquiries:-

  1. IPP Policy Status, (STAT)
  2. Existence Certificate Due, (ECDUE)
  3. Last Annuity Released Date, (ANNPD)
  4. Annuity Payment thru (CHQ/ECS/NEFT) (PDTHRU)
  5. Annuity Amount (AMOUNT)
    1. Cheque Return Information (CHQRET)

Sadly the SMS facility is currently not working and it states:

“Dear user this keyword has been expired”

Inconvenience caused to the LIC policy holders is regretted. As soon as the SMS facility becomes operational again we will inform our readers. While the SMS facility is down, you can check your LIC policy status through the other option like Phone/ Online or by visiting your nearest LIC customer zone.

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