LIC is the largest Insurance house in India, and its policy holders are spread far and wide. For the more tech savvy and modern policy holders, it is simple to ‘Check their LIC policy status Online’. I have explained step by step procedure for checking your LIC policy status online in my other post here.

If you don’t want to check the LIC policy status online, or want to avoid the hassle of registration etc, required to check your LIC policy status online; then you can choose from the following options to check your LIC policy status without registration.

Option A: How to check LIC Policy status via Phone

Call LIC Helpline at 1251

From mobile dial
(Your City’s STD Code) 1251

LIC offers Interactive Voice Response Service (IVRS) through which you can get your LIC policy status directly, without any human intervention; and without the need for any registration formalities.

To avail of this facility, you need to call LIC Helpline number: 1251

• If you are calling from a MTNL or BSNL phone simply dial 1251
• If you are calling from any other landline or mobile, then dial your city’s STD code, followed by 1251

What more:

If you live in any of the following cities, LIC’s IVRS facility is available for you 24 x 7!!

Option B: How to Check LIC Policy status through SMS

You can get your LIC policy status and other information via SMS by sending SMS to 56767877

For Individual policy enquiry through SMS:

Type: ASKLIC < POLICY NO > PREMIUM/REVIVAL/BONUS/LOAN/NOM
To know your installment Premium: – ASKLIC < POLICY NO > PREMIUM
If your policy has lapsed, to know your revival amount: ASKLIC < POLICY NO > REVIVAL
To know the amount of bonus vested for your policy:- ASKLIC < POLICY NO > BONUS
To know the amount of loan you can avail against your LIC policy:- ASKLIC < POLICY NO > LOAN
To know the nomination details for your LIC Policy:- ASKLIC < POLICY NO > NOM

For Pension policy enquiry through SMS:

For Pension Policies, the SMS number remains the same, that is: – 56767877, however the SMS codes vary slightly. Here’s the code you can use to enquire about your LIC Pension Policy through SMS –

Type: LICPension [STAT /ECDUE/ANNPD/PDTHRU/AMOUNT/CHQRET]

Enquiries:-

a) IPP Policy Status, (STAT)
b) Existence Certificate Due, (ECDUE)
c) Last Annuity Released Date, (ANNPD)
d) Annuity Payment thru (CHQ/ECS/NEFT) (PDTHRU)
e) Annuity Amount (AMOUNT)
f) Cheque Return Information (CHQRET)

Sadly the SMS facility is currently not working and it states: “Dear user this keyword has been expired” Inconvenience caused to the LIC policy holders is regretted. As soon as the SMS facility becomes operational again we will inform our readers.