LIC is the largest Insurance house in India, and its policy holders are spread far and wide. For the more tech savvy and modern policy holders, it is simple to ‘Check their LIC policy status Online’. I have explained step by step procedure for checking your LIC policy status online in my other post here.
If you don’t want to check the LIC policy status online, or want to avoid the hassle of registration etc, required to check your LIC policy status online; then you can choose from the following options to check your LIC policy status without registration.
Option A: How to check LIC Policy status via Phone

Call LIC Helpline at 1251
From mobile dial
(Your City’s STD Code) 1251
LIC offers Interactive Voice Response Service (IVRS) through which you can get your LIC policy status directly, without any human intervention; and without the need for any registration formalities.
To avail of this facility, you need to call LIC Helpline number: 1251
- If you are calling from a MTNL or BSNL phone simply dial 1251
- If you are calling from any other landline or mobile, then dial your city’s STD code, followed by 1251
What more:
If you live in any of the following cities, LIC’s IVRS facility is available for you 24 x 7!!
- Asansol
- Allahabad
- Aurangabad
- Bareilly
- Coimbatore
- Dharwad
- Gorakhpur
- Gwalior
- Hazaribagh
- Jodhpur
- Jammu
- Kozhikode
- Kota
- Gwalior
- Hazaribagh
- Jodhpur
- Jammu
- Dharwad
- Gorakhpur
- Gwalior
- Hazaribagh
- Jodhpur
- Jammu
- Dharwad
- Gorakhpur
- Gwalior
- Hazaribagh
- Jodhpur
- Jammu
Option B: How to Check LIC Policy status through SMS
You can get your LIC policy status and other information via SMS by sending SMS to 56767877
For Individual policy enquiry through SMS:
Type: ASKLIC < POLICY NO > PREMIUM/REVIVAL/BONUS/LOAN/NOM
To know your installment Premium: – ASKLIC < POLICY NO > PREMIUM
If your policy has lapsed, to know your revival amount: ASKLIC < POLICY NO > REVIVAL
To know the amount of bonus vested for your policy:- ASKLIC < POLICY NO > BONUS
To know the amount of loan you can avail against your LIC policy:- ASKLIC < POLICY NO > LOAN
To know the nomination details for your LIC Policy:- ASKLIC < POLICY NO > NOM
For Pension policy enquiry through SMS:
For Pension Policies, the SMS number remains the same, that is: – 56767877, however the SMS codes vary slightly. Here’s the code you can use to enquire about your LIC Pension Policy through SMS –
Type: LICPension [STAT /ECDUE/ANNPD/PDTHRU/AMOUNT/CHQRET]
Enquiries:-
a) IPP Policy Status, (STAT)
b) Existence Certificate Due, (ECDUE)
c) Last Annuity Released Date, (ANNPD)
d) Annuity Payment thru (CHQ/ECS/NEFT) (PDTHRU)
e) Annuity Amount (AMOUNT)
f) Cheque Return Information (CHQRET)
Sadly the SMS facility is currently not working and it states: “Dear user this keyword has been expired” Inconvenience caused to the LIC policy holders is regretted. As soon as the SMS facility becomes operational again we will inform our readers.

Sending policy no xxxxxxx1 status
Man Bahadur kindly login to the LIC website and check your policy status yourself. We cannot check your policy status for you.
my name is s v manjula lic number is xxxxxxxx3, date of commencement 28/02/2009, mode of payment HLY, sum assured 50000, premium ammount 4139.00
What do you want to know Majula?
want to know lic policy xxxxxxxx3
Smt Krishna Yadav
Smt. Krishna Yadav kindly login to the LIC website and check your policy status yourself. We cannot check your policy status for you.
Mypolicyno xxxxxxxx8 status sms my email
Harini kindly login to the LIC website and check your policy status yourself. We cannot check your policy status for you.
How to check my ..non continued my account..
I need to continue,
What is the lead time and what interest have to pay for the.due balance?
Praveen login via the LIC page, and you will be able to check details for lapsed policies too.